Articles
Loan Portability: Moving Your Mortgage to a New Property
Understand loan portability and how to transfer your mortgage when you buy a new property.
April 20, 2026
Credit Score and Mortgage Approval: What Matters Beyond Your FICO
Understand how credit scores are assessed and what lenders really look at beyond your credit report.
April 18, 2026
Family Loan and Gifts: Structuring Borrowed Money from Relatives
Understand the difference between family loans and gifts, and how they affect mortgage applications.
April 16, 2026
Refinancing in 2026: Cashback Offers, Rate Switching, and Equity Release Strategies for Australian Borrowers
A 2026 refinance guide for Australian home loan borrowers: lender cashback offers, switching costs, equity release options, the LVR / LMI math, and timing considerations after RBA's April rate hold.
April 16, 2026
Title Insurance and Home Warranty Insurance: What's Worth Buying
Understand title insurance and new home warranty insurance, and whether they're necessary purchases.
April 14, 2026
Split Loans and Multi-Loan Structures: Optimizing Interest and Flexibility
Explore split loan strategies and multi-loan structures to optimize interest rates and loan flexibility.
April 12, 2026
Valuation and Appraisal: Ensuring Fair Property Pricing
Understand how property valuations work and what to do if the valuation comes in below purchase price.
April 10, 2026
Bi-Weekly and Monthly Payments: Accelerating Mortgage Repayment
Compare payment frequency options and how bi-weekly payments reduce total interest costs.
April 8, 2026
Gearing and Leverage: Magnifying Returns and Risks
Understand property investment gearing and how leverage amplifies both gains and losses.
April 6, 2026
Rate Lock and Float-Down: Securing Your Interest Rate
Understand rate locking mechanisms and float-down options to protect against rate changes.
April 4, 2026