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Australian Individual Income Tax Calculator (2025-26)

Enter taxable income and residency status; the calculator returns base income tax, Medicare Levy (2%), MLS (higher earners without PHI), HELP/HECS repayment, and the take-home figure and effective tax rate.

Australian Individual Income Tax Calculator (2025-26)

2025-26 rates. Includes Medicare Levy 2% (residents above threshold), MLS (higher earners without PHI) and HELP repayments (rough estimate). Refer to the ATO assessment for exact figures.

.1):e*.02}function l(e,t){return t==="yes"?0:e<=97e3?0:e<=113e3?e*.01:e<=151e3?e*.0125:e*.015}function d(e,t){if(t!=="yes")return 0;for(var s=0;s<n.length;s++)if(e<=n[s].to)return en[s].rate;return 0}function s(){var n=+e.querySelector("[data-f=income]").value,s=e.querySelector("[data-f=resident]").value,h=e.querySelector("[data-f=phi]").value,b=e.querySelector("[data-f=help]").value,j=s==="resident"?o:s==="whm"?a:i,m=r(n,j),f=s==="resident"?c(n,h):0,p=s==="resident"?l(n,h):0,g=d(n,b),u=m+f+p+g,v=n-u,y=n>0?u/n100:0;e.querySelector("[data-out]").innerHTML='

Net income '+t(v)+'

Effective tax rate '+y.toFixed(2)+"%

Taxable income"+t(n)+"
Income tax"+t(m)+"
Medicare Levy (2%)"+t(f)+"
Medicare Levy Surcharge"+t(p)+"
HELP / HECS repayment"+t(g)+"
Total tax & levies"+t(u)+"
Take-home income"+t(v)+"
"}e.addEventListener("click",function(e){e.target.dataset.act==="calc"&&s()}),e.addEventListener("input",function(e){e.target.dataset.f&&s()}),e.addEventListener("change",function(e){e.target.dataset.f&&s()}),s()})()

How to use

Results refresh as you edit the fields — no need to press Calculate. Adjust any input to test alternative scenarios.

Notes

HELP uses 2025-26 marginal brackets as a rough estimate; MLS uses the single-earner thresholds. Final figure per ATO assessment.