#home loans

In this 2026 data review, we compare fixed and variable rate home loans from Australia's major banks and lenders, analyse five-year RBA rate movements, weigh the pros and cons for different borrower profiles, and offer a practical decision framework to help you choose the right mortgage product based on your financial situation and market outlook.

Australia's new negative gearing rules from July 2026 cap interest deductions at 80% of rental income. But some investors might accidentally benefit—here's how to compare your borrowing strategy.

The 2020s have been brutal for Australian borrowers. Learn how to compare fixed vs variable rates, refinance strategies, and navigate the worst economic decade in 60 years.

Explore how market, income, and cost valuation methods affect Australian home loan eligibility and interest rates, with tips on preparing for a lender's assessm

A comprehensive guide for Australian expats on financing property investments back home, covering lender requirements, tax implications, and practical steps.

Practical strategies for Australian expats to secure home loans despite overseas income. Learn to navigate lender scrutiny, currency risks, tax implications, an

A comprehensive guide to stamp duty concessions for first home buyers in Australia, covering state-by-state rules, eligibility, savings, and how to apply in 202

A practical guide for Australian expats on using bridging loans to buy a new home before selling their existing property, covering eligibility, risks, and tips

Explore how rising interest rates in 2025 impact Australian mortgage repayments, with practical budgeting tips to manage higher costs and financial stress.

A comprehensive guide for foreign investors on securing home loans in Australia, covering lender requirements, deposit strategies, and regulatory steps.

Explore how Australia's latest Federal Budget aims to relieve mortgage stress for homeowners. We break down key budget measures, from energy bill relief and rent assistance to tax cuts and housing supply initiatives, and assess whether they go far enough to ease the pressure on household budgets.