#Negative Gearing

Australia's new negative gearing rules from July 2026 cap interest deductions at 80% of rental income. But some investors might accidentally benefit—here's how to compare your borrowing strategy.

From 1 July 2027, negative gearing quarantining and the CGT discount replacement begin. Rental losses on established property acquired after 7:30 PM 12 May 2026 can only offset rental income or property CGT. The 50% CGT discount is replaced by cost base indexation with a 30% minimum tax floor.

Discover key tax deductions and strategies for Australian property investors to reduce taxable income and boost returns, with a focus on loan-related benefits.

Step-by-step guide for Australian residents and expats to secure an investment property loan, covering lender requirements, borrowing power, loan structures, an

Discover how Australian property tax depreciation schedules can improve your loan serviceability by boosting after-tax cash flow and increasing borrowing capaci

Learn how Australian lenders assess rental income to increase your borrowing capacity. Includes serviceability calculations, negative gearing impacts, and tips

Understand Australia's negative gearing loan policy and how it affects investment property mortgages. Learn about tax deductions, loan structuring, eligibility, recent stability and potential reforms to make smarter borrowing decisions.

A 2026 guide to negative gearing on Australian investment properties: the tax mechanics, deductible expenses, depreciation schedules, cash flow implications, and when negative gearing is and isn't the right strategy.