#Self-Employed

Best low doc and self-employed home loans Australia 2026. Compare alt-doc, ABN lending, and bank statement loan options. Guide for self-employed borrowers with non-standard income documentation.

How self-employed Australians can get a home loan in 2026-27. The $20,000 instant asset write-off is now permanent from 1 July 2026. Low-doc loans, alt-doc options, ABN lending requirements, and how the 3% serviceability buffer applies.

Understand the key factors self-employed applicants need to prepare for mortgage approval.